THE FOUNDER

Aryan Babar

21 years old. Living in Thane, India.

Pursuing final year undergraduate in Bachelors in Engineering from SPIT Mumbai and Bachelors in Science in Data Science and Applications from IIT Madras.

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About Finscious

The Family Finance Suite for the household. It brings the household's financial life together, shows where it stands, and supports better everyday decisions.

Finscious is informational only. It is not a bank, a payment service, an investment adviser, or a lender; it never moves your money and cannot act on your behalf; and nothing it shows you is financial advice. It is software that brings the interdependencies across your household's finances into one place and explains them.

It's built and operated in India. Your financial data is stored only on your own device; your identity (name, email) is processed and stored in India (Google Cloud, Mumbai region) — a commitment made voluntarily, not because the law requires it.

Where Finscious is today

V1 is a Family Finance Suite for salaried households: it tracks the salary cycle, brings commitments and actual spending together, and shows where the household stands so everyday decisions are clearer. It is available now on Google Play.

Where it is going

V2 is the coming expansion — one coordinated intelligence layer across the household's whole financial universe. V1 stays a clear, supported product; V2 is offered as the natural next level, never a forced upgrade. Over the years ahead the company intends to pursue the regulated path — SEBI registration, then FIU, then RIA — so that guidance can deepen lawfully.

What it costs

Finscious is free. Everything in the app is included for every household, and no payment details are ever asked for. It is run as a sole proprietorship.

Purpose

To improve the financial lives of households by making their entire financial universe understandable, manageable, and continuously improvable.

Vision

A world where every household has the financial intelligence and capabilities of a sophisticated private financial office.

Mission

To build and continuously advance Finscious — the Family Finance Suite that unifies a household's complete financial universe, understands its interdependencies and constraints, and helps every financial decision be a better-informed one.

Motto

Know. Understand. Act. Improve.

Our Core Values

Trust

We are the custodians of your financial reality. We build systems that are uncompromisingly secure, exceptionally transparent, and strictly aligned with your best interests.

Intelligence

We don't just aggregate data; we synthesize it. Our architecture is designed to continuously adapt, learn, and provide precise, coordinated guidance tailored to your unique financial constraints.

Visionary

We reject the fragmented status quo of personal finance. We are building the future—a unified, interconnected ecosystem that treats your household as a sophisticated financial enterprise.

Honest

True financial improvement requires absolute clarity. We surface hard truths, eliminate hidden fees, and refuse to rely on unrealistic assumptions or generic advice.

Kind

Finance can be intimidating and ruthless. We build software that acts as an empathetic partner—guiding, forgiving, and relentlessly working to improve your family's outcomes without judgment.

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Data processed in India (Mumbai region)

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